Financing Options

 Financing Options

Green Sky Loan

$1,500-$55,000

Residential Loan

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  • 1 "Same as Cash" Program
  • 2 12 Months, No Interest No Payments
  • 3 $1,500 - $55,000
  • 4 Split Loans available
  • 5 Merchant Code required. Please inquire if interested

NYSERDA on Bill Loan

$ 1,500-$25,000

Residential Loan

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  • 1 Interest rate is 3.49%; interest rates subject to change
  • 2 Loan payment built into your utility bill
  • 3 Loan amounts from $1,500 - $25,000 with loan term of 5, 10 or 15 years
  • 4 Balance may be transferred to new owner when home is sold
  • 5 A declaration is filed with the County Clerk to record the obligation of the loan (this is not a lien on the property)
  • 6 You must own the home and be named on the utility account
  • 7 The home must be served by a participating utility, including: Central Hudson Gas & Electric, Con Edison, PSEG-Long Island, NYSEG, National Grid (Upstate NY customers only), Orange & Rockland, and Rochester Gas & Electric

NYSERDA Smart Energy Loan

$1,500-$25,000

Residential Loan

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  • 1 Interest rate is 3.49% for automatic bank withdrawal (3.99% for pay by check); interest rates subject to change
  • 2 Monthly payments made to NYSERDA’s loan servicer
  • 3 Loan amounts from $1,500 - $25,000 with loan terms of 5, 10, or 15 years
  • 4 If you sell or transfer the property, you remain responsible for the balance of the loan
  • 5 You must own the home or be an authorized representative of the property owner

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